Now, allow me to blast this reform bill. According to the Obama administration this bill will provide coverage for 30 million Americans who do not currently have it and will cause health care premiums to decrease for those that do have it.
(In rereading my complete and utter dismantling of this bill, I'm seeing that the post is very long. Due to the length of this post, I've split it into several updates. For your convenience I'll list here a table of contents, if you will. Read the portions that interest you.)
Post I (This post)
- Problem 1: An assumption made by the crafters of this bill.
Problem 2: Consequences if individuals choose not to pay for health insurance.
- Problem 3: The ramifications of fining companies that don't provide coverage for their employees.
Problem 4: The bogus claim that this bill will somehow decrease health care premiums
- Problem 5: The ridiculous way this bill plans to pay for itself.
Problem 6: The type of coverage that companies are now required to offer.
- Problem 7: The Constitutionality of this bill
Problem 8: When everything is scheduled to take effect.
Final thoughts
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An assumption made by the crafters of this bill
This bill assumes that the 30 million Americans without healthcare all want it. I didn't have healthcare after I graduated from college until about a month before I got married. I didn't need it. I didn't want it. This bill would have punished me for making that financial decision. There is a clause that allows young adults to stay on their parents healthcare until they are 26 instead of 22 as it is now. So either I get punished (with a fine) or my parents get punished by having to continue to pay for a family plan rather than an insured plus one. People should have the freedom not to carry healthcare, just as we have the freedom not to carry life insurance, home insurance, or mortgage insurance. One more thing, allowing "children" to remain on their parents plan is great if you want to continue perpetuating the growing problem of "twixters!"
Consequences if individuals choose not to pay for health insurance
Any American without healthcare by 2014 could be fined. For the first year the fines would start at about $95 (and then in fine print "or 1% of your annual income, whichever is higher") Who makes $9,500 a year?! Then next year the fines could increase to a starting amount of $695. Individuals and families who make less than a certain amount would be exempt from these fines. Oh yeah, by the way, the people exempt from the fines would be eligible for Medicaid. A state-based, state and federally funded health care program that they wouldn't have to pay for! So the people who are exempt get free healthcare anyway!
Please keep reading on the next post:
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